Up to 90% On-Road Funding
Car Loan
Drive Your Dream Car
Finance private hatchbacks, luxury sedans, or rugged SUVs smoothly. Secure maximum vehicle financing up to ₹75 Lakhs, starting interest rates at 8.75% p.a., and super-fast 2-hour sanction.
₹75L
Max Car Loan
8.75%
Starting Interest Rate
8 Yrs
Extended Tenure
2 Hrs
Digital Approval
Why Choose Us
Everything You Need in a Car Loan
Fully personalized vehicle funding designed to bypass tedious dealership operations cleanly.
Up to 90% LTV Funding
Get maximum financial cover up to 90% of the active on-road or ex-showroom price valuation for private automobiles.
Extended 8-Year Tenure
Enjoy standard repayment tenures stretching up to 96 months to keep your household cash reserves perfectly balanced.
Super Fast 2-Hour Sanction
Experience rapid digital underwriting with in-principle auto loan sanctions within 2 hours of online data upload.
Certified Used Car Financing
Avail structured financing packages for multi-brand pre-owned vehicles up to 8 years old with competitive rates.
Lowest Mortgage Rates
Lock in customized vehicle finance packages starting at 8.75% p.a. through our partner financial institutions.
Zero Foreclosure Fees
Close your floating interest rate automobile loan prematurely after the first 6 EMIs with absolutely zero penalty charges.
EMI Calculator
Calculate Your Personal Car EMI
Coordinate your vehicle budgets. Drag the sliders to see matching monthly repayment EMIs based on ex-showroom or on-road coordinates.
Personal car rates starting from 8.75% to 15.0% p.a.
Flexible repayment periods up to 8 years (96 months)
Fast doorstep verification & dealer coordination
🧮 Car Loan EMI Calculator
Loan Amount
₹15,00,000
₹1 Lakh₹75 Lakhs
Interest Rate (p.a.)
8.75%
8.5%15.0%
Loan Tenure
60 Months (5 Yrs)
12 Months96 Months (8 Yrs)
Monthly EMI
₹30,950
Total Interest
₹3,56,989
Total Amount
₹18,56,989
Eligibility
Who Can Apply?
Simple financial parameters designed to put your passenger vehicle on the highway immediately.
📄 Passenger Vehicle Documents
Dealer Proforma Invoice (Quotation)
Income Statements (salary slips / ITR filings)
6 Months bank operational statements
KYC (Aadhaar, PAN Card, Signature Verification)
Workflow
Quick 4-Step Sanction Journey
Fully assisted operations designed to secure passenger vehicle keys efficiently.
01
Online Sanction
Upload basic parameters and the dealer's quotation to get digital sanction in 2 hours.
02
Doorstep Verification
Our advisor visits to verify active income structures and complete documentation checklists.
03
Hypothecation Sign
Sign the loan agreement and submit the RTO hypothecation booking notes securely.
04
Direct Disbursal
Approved funds are wired directly to the dealer's current account to release keys.
FAQs
Car Loan FAQs
Yes! We provide funding for both brand new passenger cars (up to 90% LTV on-road) and certified pre-owned passenger vehicles up to 8 years old. The used car loan limit is decided by our independent surveyor's valuation.
While Auto Loans cover a wider array of commercial assets, heavy utility loaders, fleet trucks, and motorcycles, our Car Loan product is highly specialized. It is optimized strictly for private cars, hatchbacks, sedans, and family passenger SUVs with lower interest packages and ultra-fast 2-hour digital sanctioning.
Yes. Salaried professionals with premium corporate employer listings and an excellent credit history (CIBIL score >780) are eligible to secure up to 100% on-road funding on selected models, bypassing active down payments completely.
For floating rate passenger car loans, there are absolutely zero foreclosure charges after the first 6 monthly EMI payments. Fixed interest car loans are subjected to a small 2% foreclosure charge on the principal outstanding.
Private Car Financing
Ready to Drive Your Dream Automobile?
Secure car loans starting at 8.75% p.a. Approvals in 2 hours, direct disbursal in 24 hours.
